Career fit can save you from unmanageable debt

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According to Forbes, “… applying for graduate school just because you’re unemployed or don’t know what you want to do with your life is a terrible idea.” Yet, many unemployed millennials (and older unemployed people too) take out additional loans for advanced degrees, accumulating $100,000+ in debt, and often, in a profession they don’t really like and it doesn’t fit them.

Taking this route can actually make debt unmanageable since it is often impossible to find work that allows you to easily repay the debt. Often times, you stay stuck and are unable to take advantage of future opportunities since you will feel the need to play it safe and stay in positions you don’t enjoy, or thrive in, just to pay back the money.

Take a strategic, proactive approach.

If you believe you will want, or need, an advanced degree, get a job in your chosen profession and take classes at night or on the weekend. Many employers today are providing continuing education as a benefit to attract great employees.

However, FIRST, get clear about your career direction. Too often you will pick the wrong career based upon factors that may appear to be interesting to you or were recommended by someone you know and trust. (See article, Avoid the Career Mistakes that People Regret, http://wp.me/p2POui-Ui.) As many studies have shown (one is from Harvard Business Review), when you fit your work responsibilities, you will have more successful and financially rewarding jobs and careers.

Get career fit.

The Pathway PlannerTM uses the same assessment information (based upon the world’s largest validation and reliability studies) that thousands of companies use to hire. (Contact http://SeibCo.com/contact.) This educational and career planning tool helps you discover what career possibilities best suit you. The key, like anything, is taking action by learning about different career paths that may fit you. SeibCo provides the how-to-do-it in the book, It’s Time to Brag! Career Edition, (Time2Brag.com). This book also includes networking and interviewing advice for success.

Get started now, contact SeibCo today: http://SeibCo.com/contact

©Jeannette Seibly, 2015 All Rights Reserved

Jeannette Seibly is an award-winning and internationally recognized business advisor. For the past 23 years, she has helped thousands of people work smarter, enjoy financial freedom, and realize their dreams now. She has an uncanny ability to help her clients identify roadblocks, and help them focus to quickly produce unprecedented results. Each client brings their own unique challenges, and her gift is helping each one create their success in their own unique way. Along the way, with her commitment, she helped create three millionaires.

Grey hair does matter — Uncertain about what to do next?

Many baby boomers are retiring and are uncertain about what they want to do next. Many know they need to keep working and have a wealth of experience to share. They believe their options are either part-time to give them something to do, or full-time to fund their retirement accounts. Even though these grey-heads are well-qualified and experienced, many companies don’t recognize the value and skills they can provide. The bottom line is grey-haired people still have a lot to contribute to an organization and need to get their brag on!

The challenge: How do people find work and job options that fit them? Studies show that when people have the interests, core behaviors and thinking styles that fit their jobs, they are much more likely to succeed in their first, second or third careers!

The solution to career fit: The Pathway PlannerTM uses the same assessment information (based upon the world’s largest validation and reliability studies) that thousands of companies use to hire. (Contact http://SeibCo.com/contact.) This educational and career planning tool helps people discover what career possibilities best suit them at any age (16++). The key, like anything, is taking action by learning about different career paths that may fit. SeibCo provides the how-to-do-it in the book, It’s Time to Brag! Career Edition, (Time2Brag.com). This book also includes networking and interviewing advice for success.

To get started, contact SeibCo today: http://SeibCo.com/contact

©Jeannette Seibly, 2015 All Rights Reserved

Jeannette Seibly is an award-winning and internationally recognized business advisor. For the past 23 years, she has helped thousands of people work smarter, enjoy financial freedom, and realize their dreams now. She has an uncanny ability to help her clients identify roadblocks, and help them focus to quickly produce unprecedented results. Each client brings their own unique challenges, and her gift is helping each one create their success in their own unique way. Along the way, with her commitment, she helped create three millionaires.

Avoid the Career Mistakes that People Regret

A question many people ask themselves is, “How do I determine the best career for me?” The bottom line is, most people fail to focus on their best skills and talents. They forget, or do not understand, that career success is an inside job. They blame their boss and employers (and others – including their parents) for their careers being less than satisfying and rewarding.

Recently, I was talking with a friend as she shared about her cousins’ human services jobs. When she started making disparaging comments about her occupation, I said, “Stop it! Every job provides value in our world today. It doesn’t matter if it’s a social worker, a realtor, a server at a fast food restaurant, or a corporate executive. Each is important – and provides a service to so many.” There was a pause before she responded, “Thank you. Really, thank you. You’ll never know how much I needed to hear that!”

8 Common Errors in How We Choose Our Careers*:

1. Doesn’t require too much effort. This usually leads to job-hopping due to boredom. After a while, too many different jobs will limit getting better paying ones. Find work that keeps the mental engine revved and the laid-back style engaged.

2. Money, money, money.  Most people want to make a lot of money, for a variety of reasons. By focusing on the dollar signs, we forget that our core behaviors, thinking styles and occupational interests (along with life experiences) may not support our successes in those careers. When we fail at these high-paying jobs, our future work prospects may become limited.

3. Great job title. Career success is an inside job! (Yes, I’m repeating this phrase!) Focusing on job titles or other external factors to determine our occupational choices usually gets in the way of finding  work we enjoy doing on a daily basis. The fact is, people will be more impressed by our true happiness — it doesn’t have a job title!

4. Because the boss recommends it. Many times companies don’t put a lot of forethought into promoting or transferring their employees. (See The Most Expensive Mistake Executives Make, http://wp.me/p2POui-Ug) When people hit their proverbial career ceiling (aka Peter Principle), they feel the need to leave their employers. These employees usually look for similar work and often are not successful there either. It’s an expensive lesson for everyone.

5. Because of mom and dad. Following blindly in our parents’ footsteps or attempting to fulfill their dreams of becoming college grads, usually does not work. Not everyone needs a college degree to be happy and fulfilled.  Many people who attend college never graduate (they change majors, run out of money, or lose interest) and incur debts that can negatively impact them for the rest of their lives, and possibly their parents too.

6. Friends or other’s recommendations. Remember, career success is an inside job. (Are you getting it yet?) While it’s important to learn from others’ experiences, it’s also important to remember they are not us! Studies show that when people have the interests, core behaviors and thinking styles that fit, they are much more likely to succeed! One study conducted by the Harvard Business Review found “job fit” to be the ultimate career success indicator.

7. Failure to conduct due diligence. Use objective information to develop reality checks with intuition. Conduct network meetings and attend educational venues to determine the right career options. For example, people who are talented working with numbers do not necessarily make good CPAs or CFOs, particularly, when they lack the interests to do so.

8. Entitlement. Many young Generation Y’s and Z’s have been brought up to believe they can do anything they want. While trying out different careers can be fun, it can lead to disillusionment when they believe the next job is the ultimate “right one” and it’s not.

The solution is, find a career path that fits you: The Pathway PlannerTM uses the same assessment information (based upon the world’s largest validation and reliability studies) that thousands of companies use to hire with predictive success. (For further information, contact http://SeibCo.com/contact)

This educational and career planning tool helps you discover what career possibilities best suit you at any age (ages 16+). The key (like anything) is to get into action! Read through your results and learn about different career paths that may work for you. Next, investigate the realities of those types of occupations by networking. As opportunities in those professions open up for you, prepare for a job-winning interview.

SeibCo provides the how-to-do-it in the book, It’s Time to Brag! Career Edition, (Time2Brag.com). To get started, contact SeibCo today: http://SeibCo.com/contact

*Resource: Crown Financial Ministries (reported by Business News Daily (August 21, 2012)

©Jeannette L. Seibly, 2015 All Rights Reserved

Jeannette Seibly is an award-winning and internationally recognized business advisor. For the past 23 years, she has helped thousands of people work smarter, enjoy financial freedom, and realize their dreams now.  She has an uncanny ability to help her clients identify roadblocks, and help them focus to quickly produce unprecedented results.  Each client brings their own unique challenges, and her gift is helping each one create their success in their own unique way. Along the way, with her commitment, she helped create three millionaires.